“Poverty has progressively concentrated in the Charlotte-Mecklenburg School System since conclusion of the federal desegregation case and introduction of a “Choice Plan” in 2002. The number of schools in which more than 90% of the students are eligible for free and reduced lunch (“extreme high poverty schools”) has increased every year. Several schools have poverty levels exceeding 94%.1 As the poverty level in a school increases, the problems that poverty presents do not increase proportionately. It is much worse. They compound.”
-Education and Poverty in Charlotte-Meck. Schools, Aberman
At RoleModels University (RMU), we recognize that America’s typical Public and Private School systems do not adequately prepare kids to become financially prepared adults. Primarily, school systems offer scholastics and graduate students every year with a poor financial I.Q. Regardless, if a kid comes from a Household Annual Income of $200,000+ or homes that were food stamp recipients most of these youth and even their parents make poor financial decisions because of a lack of adequate financial literacy for money attainment, cash flow, credit cards, car and home purchases and investments. According to financial analysts:
“The number one problem in today’s generation and economy is the lack of financial literacy.”
“We were not taught financial literacy in school. It takes a lot of work and time to change your thinking and to become financially literate.”
-Robert Kiyosaki (Rich Dad, Poor Dad)
The RoleModels School of Financial Intelligence is purposed to educate youth on how to make the best financial decisions regardless of their parent’s financial mistakes or socioeconomic backgrounds. Our school will also allow youth to create a business model as a “Plan B” to their primary career choice. RMU has a 12-year (Grades 1-12) preparatory curriculum that will progressively educate each student to prepare for a wise and prosperous financial future.
The RoleModels School of Financial Intelligence
The RMU School of Financial Intelligence focuses on preparing students for personal and financial prosperity through the following skill sets:
- the ability to break family generational strongholds of poverty
- establish personal savings accounts
- independency from DSS, Welfare, Public Housing Authorities and other
- government assistance
- wealth building, retirement
- the ability to get out of the “rat race” of paycheck-to-paycheck living and dead-
- end jobs to entrepreneurship.
- the insight to recognize the ethical dimensions of organizational and individual
- the sensitivity to recognize that organizational decisions involve teamwork and
- consensus-building across diverse groups of individuals; and
- the awareness that business represents an inherently multinational enterprise
- that exists without geographical or cultural boundaries.
- the ability to recognize smart investments and the confidence to seize the
- Create a business model and business plan that will serve as a “Plan B” to their
- initial career choices
The RMU School of Financial Intelligence is a credit-hour curriculum. RMU students must attain a certain number of finance credit hour courses for RMU graduation in their sophomore (10th grade year). The RoleModels University graduate will spend their Junior (11th grade) and Senior (12th grade) years of high school focusing on preparing for college/careers and serving as RoleModels to RMU students. Each year, the RMU School of Financial Intelligence will undergo critique and re-evaluation to ensure effectiveness.